Coffee Shop Spending Calculator
The daily coffee run is one of the most common small spends. Enter the price of your usual drink and how often you buy it to see the yearly and 10-year total.
What it adds up to
Coffee shop
$1,826 a year
plus 91 hr of your time
| Period | Money | Time |
|---|---|---|
| Per week | $35 | 1.8 hr |
| Per month | $152 | 7.6 hr |
| Per year | $1,826 | 91 hr |
| 5 years | $9,131 | 457 hr |
| 10 years | $18,263 | 913 hr |
Your time, per year
- 3.8full 24-hour days
- 2.340-hour working weeks
- 15books you could read (≈6 h each)
That yearly money could also be…
- 122books at ≈$15 each
- 46meals out at ≈$40 each
- 4.6weekend getaways at ≈$400 each
If you invested it instead
Putting $152 a month aside at 5% a year could grow to about $10,350 in 5 years and $23,632 in 10 years.
Illustrative only: assumes a fixed return compounded monthly. Real returns vary and can be negative. This is not financial advice.
Share your result
How it's calculated
- Times per week = times per day × 7 (or the weekly number you enter).
- Money per week = cost each time × times per week. If you enter a cost per day, it's cost per day × 7.
- Time per week = minutes each time × times per week ÷ 60.
- A year is 52.18 weeks (365.25 days), a month is a twelfth of a year, and 5 and 10 years simply multiply the yearly total — prices are held constant, so no inflation is added.
- Equivalents divide the yearly total by a typical price; the investing line uses monthly compounding at the rate you choose.
Worked example
Say it happens 1 times a day at $5 each time, taking 15 minutes. That's 7 times a week, so $35 and 1.8 hr a week. Multiply by 52.18 weeks and you get $1,826 and 91 hr a year — about 3.8 full days. Over 10 years: $18,263.
Frequently asked questions
How much does a coffee a day cost per year?
At $5 a cup, one coffee a day costs about $1,826 a year and $18,263 over 10 years.
How much would I save making coffee at home?
Enter your coffee-shop price, note the yearly total, then enter what a home-made cup costs you (beans or pods plus milk). The difference is your yearly saving.
Do I have to give up coffee?
No. The point is to see the number and decide. Many people keep the coffee-shop visit as a treat a few times a week and make it at home the rest of the time.
How do I calculate the cost of a bad habit?
Multiply what it costs each time by how many times it happens in a week, then by 52.18 for a year. Do the same with the minutes it takes to see the time cost. This calculator does both and shows weekly, monthly, yearly, 5-year and 10-year totals.
Are the default numbers accurate?
They're typical example prices to get you started. Prices vary a lot by country, city and brand, so replace them with what you actually pay — the results update instantly.
Ready to swap it for something better?
Replacify gives you a step-by-step replacement path, an SOS button for when urges hit, and streaks that show your progress. Free to download.
